Rewriting My Money Story with the Baddie Finance Tracker (And How You Can Too)
How I Went From Avoiding My Bank Account to Feeling Empowered AF
Let’s be honest, tracking your money can feel intimidating. I’ve been there. I used to try doing it once a month, and every single time? A full-on disaster. I'd skip months, lose receipts, have gaps in the data—and worst of all, I had no real picture of where my money was going.
For a long time, I held this belief that tracking was scary.
What if I couldn’t handle what I saw?
What if it triggered perfectionism or obsession?
What if people judged me for even trying to be on top of my money?
Yes—even therapists get those thoughts. That fear of being “too much” or “not enough”? It's real. And it’s all tangled up in the deeper stories we hold about money, worth, and success.
Rewriting My Money Story (One Line at a Time)
I remember someone once casually telling me they had saved $100,000 — and my gut reaction was: “HOW?!”
But then came the second thought: Why not? Why not me? Why not us?
Maybe that kind of goal isn’t so wild or impossible after all.
Your version of that goal might look a little different — but it can be just as powerful. Maybe it’s:
– Paying off your student loan
– Booking a trip without putting it on a credit card
– Finally moving out on your own
– Starting a “just because I want it” savings fund
– Building your first investment portfolio (yes, you can be that girl with stocks!)
– Or simply making it through the month without stressing over money
It doesn’t have to happen overnight. When you break big dreams into bite-sized goals and stretch the timeline, things stop feeling impossible, and start feeling doable.
That first gut reaction of ‘ugh, I could never’ is usually tied to an outdated money mindset—one you absolutely have the power to shift—a limiting belief that’s probably not even yours to begin with. The good news? You get to rewrite how your brain thinks about money.
Want support with that part? 👉 Check out this blog on how your emotional self-worth impacts budgeting and financial habits.
🔍 Why Tracking Actually Matters
This isn’t just about numbers, it’s about noticing. And when you slow down and notice, some real shifts start to happen:
🧠 Maybe you're still paying for a subscription you forgot about
🍟 Maybe takeout is your top spending category—and you’re okay with that
🛍️ Maybe you’re spending most on things that don’t actually align with what matters to you
🛋️ Maybe you’re investing in self-development—and that aligns with your goals and who you’re becoming
You’re allowed to spend money on things that bring you joy.
You’re also allowed to shift the way you spend so it aligns with who you are—and who you’re becoming.
✨ Awareness helps you spend intentionally
✨ Tracking helps you feel safe, not stressed
✨ Reflection helps you build a new money identity based on self-trust, not shame
That’s what the Baddie Finance Tracker is all about—it’s not just about what you’re spending, it’s about how it feels, what it’s teaching you, and how you can use that info to grow.
Meet the Baddie Finance Tracker 🤑✨
Your shame-free, feelings-friendly, actually-fun finance tool
After so much trial, error, skipping, avoiding, and starting over—I finally made something that works. The Baddie Finance Tracker is what I wish I had years ago:
✅ Uplifting layout with goal-setting
✅ Space for money mindset affirmations
✅ Weekly wins + monthly reflection
✅ A cute AF chart to help you visualize growth
✅ Designed to honour your feelings, not just figures
I find it easiest when I update mine weekly—I call it Finance Fridays. I pour a drink (hello tea time), log into my accounts, and track every transaction from the week. Nothing fancy, just honest data and a little self-compassion.
And guess what? It actually makes me feel powerful.
You don’t have to do it weekly though—pick your rhythm. Some folks love daily tracking, others prefer bi-weekly. I find once a week is that sweet spot: My finances stay on my mind without taking over my life.
Let’s Talk Results (That Feel Good, Not Guilty)
Each month, I look at the chart and challenge myself:
Can I reduce my spending in a certain category?
Can I save a bit more without restricting too hard?
Can I celebrate that I spent money on something that aligns with me?
Can I celebrate one financial win, no matter how small?
That mindset shift is everything. Most traditional finance trackers are all spreadsheets and shame. And while yes, numbers matter—what matters more is how you feel about them.
Because money confidence? That starts with emotional awareness.
Want more support? 👉 Book a therapy session with me to unpack your financial anxiety, shift old beliefs, and build a sustainable money mindset.
From Avoidance to Empowerment
Your money story is more than math.
It’s emotional. It’s historical. It’s deeply personal.
You deserve tools that reflect your complexity—not just your bank balance. And that’s why I made the Baddie Finance Tracker.
✨ It’s for the perfectionist who’s trying to be more gentle.
✨ The high-achiever who’s afraid to look at their debt.
✨ The healing human who wants to feel proud, not panicked.
✨ The baddie who wants to get started with finances.
This isn’t about control. It’s about clarity, compassion, and confidence.
Download the Tracker & Start Your Money Glow-Up
👑 Grab the Baddie Finance Tracker here and start building your own feel-good finance ritual. Whether it’s Friday check-ins or monthly reflections, you deserve to feel safe, capable, and powerful with your money.
Ready to stop ghosting your finances and start rewriting your money story?
📅 Book a therapy session today—let’s do it together.
And if you're still working on rebuilding your financial confidence, this blog is your next read:
Feel-Good Finance: Ditch Shame & Build Confidence (it’s a crowd fave for a reason).